
Choosing the right Medicare plan isn’t just confusing—it can be expensive if you get it wrong. Many seniors assume all plans are similar, only to discover later that premiums, deductibles, and drug costs vary widely. Even small differences in coverage can add up to hundreds—or even thousands—of dollars each year. That’s where SHINE (Serving Health Insurance Needs of Elders) comes in as a powerful but often overlooked resource. This free program helps Florida seniors avoid costly mistakes by offering unbiased guidance tailored to their needs.