Prescription drug costs are rising fast, and many retirees in Florida are feeling the squeeze. Even with Medicare Part D, deductibles and copays can skyrocket once you approach the coverage cap. But few know about a small, often-overlooked form that can reduce what you pay before you ever reach that threshold. This simple step—available through both federal and state channels—can save hundreds each year on essential medications. Here’s what Florida retirees need to know about this “little form” that quietly lowers Part D drug costs.
