Benjamin Franklin famously coined the phrase, "A penny saved is a penny earned." That's a good start.
To help you prosper even more, in honor of Independence Day, consider what other founders of the United States of America had to say on the subject of personal finance. As you'll see, many of their ideas live on today in Kiplinger's advice to our readers. We hope their original calls to action inspire you to forge a path toward your own financial independence.