
Millions of Medicare beneficiaries rely on the Extra Help program to reduce prescription drug costs, but many seniors may be surprised to learn that the 2026 income and resource limits are becoming harder to meet. Even a modest increase in retirement savings, a small pension adjustment, or extra money sitting in a checking account could affect eligibility for Medicare’s Part D Low-Income Subsidy (LIS). For retirees living on fixed incomes, losing Extra Help can mean suddenly paying hundreds or even thousands more each year for medications. So, here’s what you need to know about the adjusted income limits to protect the resources you have.