If you’ve noticed your car insurance creeping up after turning 60, you’re definitely not imagining things. Many older drivers are quietly being “flagged” by insurance companies, even if they have spotless driving records. It can feel confusing—after all, decades of experience should count for something, right?
But behind the scenes, insurers rely on complex risk models that don’t always align with common sense. Let’s break down what’s really happening and why insurance rates for seniors are often higher than expected.
