
It’s a sunny afternoon, the radio is blasting your favorite tune, and you glide along the road without a care. Then—bam!—your tire plunges into a pothole that seemed innocent enough, but your suspension immediately begs to differ.
Fast forward to a mechanic’s grim diagnosis: a $1,200 suspension repair. You reach for your insurance card, thinking, “Surely they’ll cover this,” only to be hit with the dreaded words: “This is considered wear and tear.” Suddenly, you’re left staring at your bank account, wondering why that bump in the road turned into such a financial headache.