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We are now in the busiest week of this earnings season, and among others, five Magnificent 7 stocks will report their quarterly earnings. Fintech giant SoFi (SOFI) will release its Q1 earnings on April 29, before the markets open. While the S&P 500 Index ($SPX) has soared to record highs, defying pessimism over higher energy prices and the fragile Middle East truce, SoFi is down over 43% from its all-time high and has lost nearly 30% this year alone. Let's look at SoFi’s Q1 2026 earnings estimates and analyze whether the stock is a buy before the report.