If you have a CD at the end of its term soon, the first step is to ensure it doesn't automatically renew before you choose what to do with your money. Even if you renew it, you want to be sure you're making that decision yourself. These steps will help you decide what to do next.
If you miss the maturity date, no worries: Many banks offer grace periods of seven to 10 days after the maturity date, during which you can cancel the CD and still have access to your money without incurring any penalties.
