Retirement planning tends to get treated as a math problem: Should we retire with $2 million or $3 million? Can we spend $7,000 a month or $9,000 a month? Should we claim Social Security at 62 or 67?
Those questions matter. After years of helping people work through retirement plans, though, I've noticed that the couples who struggle most aren't always the ones who got the math wrong. They're the ones who never had the harder conversations.
