A family hit hard by the cost of living crisis say "everything is a luxury."
Ryan Pennington, from St Helens, found himself and his family struggling financially after he took time off work with ongoing health conditions and his hours were reduced from 40 a week to just 14. Ryan, 35, and his partner Joanna Sargent now find themselves struggling to keep their heads above water while caring for their two young children.
The 35-year-old claims he has had to take out loans to put food on the table, creating a vicious cycle of debt. Ryan told the ECHO: "It's just getting harder and harder, we're struggling to heat the place and put food on the table. Never mind luxuries, everything is a luxury."