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Kiplinger
Kiplinger
Business
Erin Bendig

Credit Cards vs Charge Cards: What Are the Differences?

Woman taking a credit card out of a wallet.

When comparing credit cards vs. charge cards, you'll notice a few key differences. The most notable distinction is that when using a charge card, you won't be able to carry a monthly balance like you would when using a credit card. Instead, charges must be paid off month to month. Both rewards credit cards and charge cards can potentially bring value to you as a consumer, depending on your financial goals and needs.

Keep reading to learn more about the differences between credit and charge cards, and decide which is right for you. 

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