
Retirees often think of estate planning in terms of wills, trusts, and insurance policies. But in today’s digital world, protecting online accounts is just as important. Password managers store logins for banking, investments, and even medical portals, making them critical to a complete estate plan. Yet many families overlook what happens to these tools after a loved one passes. Without proper preparation, a password manager could become the weak link that leaves heirs locked out of vital accounts.