New analysis from Citizens Advice Scotland has found that more than half a million Scots are putting the soaring cost of living down as the main reason behind personal debt.
Rising prices in supermarkets and on the high street, coupled with the upcoming 54 per cent hike in energy bills are putting extra pressure on household finances across the country.
And now a new YouGov survey of 1,001 people on behalf of the charity has revealed that more than half of Scottish adults, in debt or at risk of debt since the start of the Covid-19 pandemic, have said the rising cost of living was the key driver.