If you’re 50-plus and trying to max out retirement savings, 2026 is a year to double-check your settings. Limits increased, and SECURE 2.0 is changing how some higher-paid workers fund the extra dollars after age 50. The catch-up contributions you’ve counted on still work, but the tax treatment may shift based on prior-year wages. Use the steps below to avoid surprises and keep your plan on track.
