Two-earner households can expect to pay 4.4 times their combined annual earnings for a home, a slight decrease from 4.5 times in 2024 - (Getty/iStock)
Shildon, County Durham, has been named Britain's most affordable town for working families to buy a home in 2025, according to a study by Zoopla.
Property values in Shildon average £73,900, which is just over a year's average household earnings for a two-income family.
The study revealed a significant geographical divide in housing affordability, with Scotland and the North East of England dominating the most affordable towns list.
Beaconsfield, Buckinghamshire, was identified as the least affordable town, with average house prices exceeding £1 million, costing more than 15 times average household earnings.
Across the UK, two-earner households can expect to pay 4.4 times their combined annual earnings for a home, a slight decrease from 4.5 times in 2024.