A $4.2 million Florida home has become the first property purchased through a mortgage structure that combines Bitcoin-backed financing with a Fannie Mae-backed home loan, according to mortgage lender Better and cryptocurrency exchange Coinbase.
The transaction closed in just 23 days, much sooner than traditional banking systems, which marks an early example of how digital assets are being incorporated into traditional home financing. Announced by Better and Coinbase in March 2026, the programme is aimed at borrowers whose wealth is concentrated in cryptocurrency holdings but who may not have sufficient liquid cash available for a conventional down payment.
