For millions of older adults, Medicaid serves as a crucial safety net, covering everything from nursing home care to in-home health services that Medicare doesn’t touch. But what many people don’t realize is just how fragile that safety net can be.
One unexpected financial event—a gift from family, a car sale, a lump-sum payment, or even the wrong deposit at the wrong time—could be enough to disqualify you from Medicaid benefits. When your income and assets are scrutinized down to the penny, it doesn’t take much to tip the scale in the wrong direction.
