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GOBankingRates

Gabrielle Olya

Americans’ Top 3 Money Fears Heading Into 2026, According to Fidelity

Fidelity HSA Inflation GOBankingRates

Delmaine Donson / iStock.com

Despite a turbulent year, most Americans feel financially stable. A recent Fidelity survey found that 70% of Americans believe they are in a better or similar financial situation than they were at the same time last year. Yet, looming challenges remain.

Here are the top financial fears shaping 2026, plus expert tips to help you prepare.

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