From reconciling accounts and processing invoices to forecasting cash flows, spotting fraud and analysing investments, artificial intelligence (AI) is increasingly moving into tasks that once required hours of human work. The technology is also beginning to influence decisions, which raises a bigger question for banks, businesses and consumers — how much of financial decision-making can AI actually take over?
According to KPMG’s 2026 Global AI in Finance report, active AI use among finance organisations has risen from 30% in 2024 to 75% in 2026. The report, based on 1,013 senior finance leaders across 20 countries and 13 sectors, found that 76% of organisations are using AI in financial planning.
