Insurance is supposed to provide peace of mind, covering accidents, disasters, and losses when retirees need it most. Yet even perfectly valid claims are sometimes denied—not because coverage didn’t apply, but because of mistakes in the process. Insurers rely on strict rules and documentation, and small missteps can create big problems. Retirees who misunderstand the claims process risk losing thousands unnecessarily. Here are nine common mistakes that can derail otherwise valid insurance claims.
