The idea of retiring early is intoxicating. It promises freedom from deadlines, office politics, and the daily grind, replacing them with travel, hobbies, and time with loved ones. Yet beneath the dream lies a reality that many pre-retirees fail to confront. Without careful planning, early retirement can quickly unravel into financial stress and emotional strain. Recognizing the warning signs before making the leap is the difference between a sustainable lifestyle and a costly mistake.
