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Fortune
Fortune
E. Napoletano

7 steps for getting a personal loan (and what to do if you’re not approved)

Photo illustration of a $1 bill that has been cut out in the shape of a handshake. (Credit: Photo illustration by Fortune; Original photo by Getty Images)

Whether you need cash in a pinch to tide you over, or funds to cover a major purchase, there’s likely a personal loan that is ideal for your budget and needs. The trick is finding the best personal loan for you.

But here’s the good news: Finding that loan doesn’t have to be a slog. A step-by-step process to review your finances and research your borrowing options can help you feel more confident when you finally sign on the dotted line.

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