
Managing income in retirement is not just about having enough money—it’s about making sure your withdrawals don’t trigger unnecessary taxes. One effective strategy is using retirement income buckets, where your assets are divided into categories based on tax treatment and accessibility. This approach helps you stay flexible, whether the market is soaring or struggling. By spreading money across different sources, you can control when and how income is taxed. Let’s explore seven retirement income buckets that keep your tax situation more predictable no matter the market conditions.