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International Business Times UK
International Business Times UK
Robin Williams

7 Challenger Banks That Are Outperforming High‑Street Banks in 2025

Monzo Revolut Tide Zopa United Kingdom Nationwide United States Chime Starling Starling Bank
UK banks (Credit: Expect Best/https://www.pexels.com)

Banking is changing faster than ever. Across the UK and US, challenger banks are attracting customers tired of hidden fees, slow processes, and outdated systems. They offer transparency, smarter tools, and a customer‑centred approach, and in 2025, they are leaving high‑street banks struggling to keep up.

Here are seven challenger banks making waves this year.

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