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Sarah Sharkey

7 Affordable Mountain Towns Across America Perfect for Relocation or Retirement

Christopher Boswell / Shutterstock.com

If you’ve been dreaming of a mountain town to call home, it’s natural to consider your budget. Luckily, many dreamy mountain towns are still reasonably affordable. Not only could you potentially put down roots without draining your nest egg, but the right town could open the door to an entirely new pace.

This guide explores some of America’s mountain towns that are still affordable.

1. Butte, Montana

  • Average home price: $271,896

Nestled underneath Montana’s Big Sky Country, Butte offers an affordable haven for anyone seeking a new adventure. The town is home to around 30,000 people, according to the Census Reporter. With home prices well below the national average, it could be an affordable spot to put down roots with a rugged view.

Explore More: America’s 50 Most Expensive Retirement Towns

Read Next: How Middle-Class Earners Are Quietly Becoming Millionaires — and How You Can, Too

2. Beckley, West Virginia

  • Average home price: $142,549

If you are looking for a serene mountain town tucked into the beautiful Appalachian Mountains, Beckley could be the right fit. This small town boasts a population of around 17,000, according to the Census Reporter. With the New River Gorge National Park just 15 minutes away, you’ll find plenty of outdoor activities to pursue.

3. Pocatello, Idaho

  • Average home price: $329,173

With more than 50,000 residents, according to the Census Reporter, Pocatello offers more amenities than some smaller mountain towns. Its close proximity to the Snake River and below-average home prices could make it a good choice for many.

4. Pueblo, Colorado

  • Average home price: $278,771

Pueblo sits within close driving distance of the famous Rocky Mountains. Pueblo’s location on the Arkansas River could offer the best of both worlds to anyone looking to enjoy both mountain vistas and water sports on the river.

With over 110,000 residents, according to the Census Report, Pueblo is one of the larger towns on this list. As you might expect, the larger size gives you access to more amenities.

5. Malone, New York

  • Average home price: $164,233

At the edge of the Adirondack Mountains, Malone offers potential for anyone seeking a home in the mountains. With around 5,000 residents, according to the Census Reporter, you’ll find true small-town charm. Relatively affordable home prices and room to spread out could give you exactly what you are looking for.

6. Hot Springs, Arkansas

  • Average home price: $240,694

Hot Springs might be a surprising find for many. For starters, it is home to Hot Springs National Park. In addition, the area boasts the Ouachita Mountains and Lake Hamilton, both of which offer extensive recreational activities. The vibrant community of around 38,000, according to the Census Reporter, enjoys below-average home prices and plenty of access to the great outdoors.

7. Bluefield, West Virginia

  • Average home price: $106.242, according to Zillow

Bluefield, West Virginia, sits on the border with Virginia and offers residents a chance to immerse themselves in the Appalachian Mountains. For anyone seeking affordable access to outdoor activities, you’ll find plenty of options in this mountain town, including extensive hiking and biking trails.

Takeaway

Although many popular mountain hot spots have seen prices rise, affordable mountain towns still exist. Before moving to a new mountain town, consider making several visits to confirm you like what the place has to offer before committing to a big move.

Editor’s note: All home price data was sourced from Zillow in Jan. 16, 2026 and subject to change.

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This article originally appeared on GOBankingRates.com: 7 Affordable Mountain Towns Across America Perfect for Relocation or Retirement

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