The cost of car insurance can depend on a number of different factors that you may not know about.
A lot of people don't realise that certain factors that have nothing to do with cars can actually increase the cost of your monthly premiums.
Shopping around on comparison websites can help you get a better deal but knowing the surprising factors as to why your premiums increase can go a long way to saving you money.
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We all know that the type of car you drive as well as the age and value all affect the price you'll pay for car insurance.
Here are some surprising factors that could end up costing you more on your car insurance premium according to TheAA.
Repair costs
The potential repair costs to the bodywork of your car as well as the cost of replacement parts can all add to the cost of your premium. The rarer the car, the more you'll likely pay for insurance.
Safety features
Insurers will also look at the safety features of our car such as alarms and locks to determine how secure your car is likely to be.
Car Modifications
Modifications to your car can increase your insurance premium. Modifications such as tinted windows and custom exhausts are some mods that could end up costing you more.
Where you live
Your postcode can have a bearing the cost of your car insurance. If your area has " high crime rates, or you live near a junction known for accidents, this might mean there are more claims where you live," according to the AA.
Even though it doesn't reflect your own driving habits, the increased risk of your car being stolen or being in an accident could force your insurer to potentially increase your premium.
Adding a named driver
The details of any named driver added to your policy can also increase the amount you pay on car insurance.
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