
Electric vehicles typically cost more to insure than their gas-powered counterparts. This is because EVs are generally more expensive vehicles to begin with, and their repairs can be costly as well. But if you shop on a state-by-state basis, you’ll see that there can be large differences between the cost of insuring an EV in one state versus another, due to a number of factors.
Here’s a look at which states offer the lowest average insurance premiums for EVs, both on an absolute basis and on a relative basis.