
Developing good financial habits can get you out of debt, especially if you're willing to commit to the long haul. A 26-year-old is currently $20,000 in debt and shared their story on Reddit.
This individual is a registered nurse who works four to five shifts per week, when it is normal to work for three shifts per week. The original poster said they are exhausted, but they bring in $2,800 biweekly, which comes to $5,600 per month. The Redditor then listed off some expenses, including rent, utilities, and food, which came to a combined $2,825 per month.