When you don’t have kids, people love to ask, “So what’s next?” as if there’s a universal checklist you’re supposed to follow. Buy the house, have the baby, upgrade the car, climb the ladder, and eventually post a retirement selfie at the beach. For DINK couples, those milestones don’t always fit, even when everyone around them treats them like non-negotiable steps. Opting out can look confusing or even irresponsible from the outside. But when you look closer, there are real financial and emotional reasons some couples press pause on the milestones most people expect.
