
When you list your home for sale, you want the photos to be as attractive as possible. You stage the rooms, wait for the perfect light, and hire a professional photographer to capture your property’s best features. But in the quest for the perfect shot, you might be accidentally creating a public record of liabilities you never considered. Insurance companies are increasingly using online listings to assess risk, and certain images can give them a reason to raise your rates, deny a future claim, or even cancel your policy. Some of the most innocent-looking home listing photos that can void your insurance are surprisingly common.