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The Latest Breaking News from the Reserve Bank of India

RBI issues directions on fixed, floating rate loans: What changes for home, personal, MSME loans and existing borrowers

The Reserve Bank of India has proposed a new framework for loan interest rates. This framework aims to bring more uniformity and transparency to lending practices. Floating rate loans will see increased transparency and stricter reset periods. Personal and MSME loans from commercial banks must link to external benchmarks. These…

The Economic Times

RBI invites public comments on draft rules to standardise how lenders set interest rates

The Reserve Bank of India has proposed new rules for loan interest rates. These directions aim to harmonize lending practices across various financial entities. Benchmark-linked lending and interest calculation methods will see stricter regulations. The proposed framework will take effect from April 1, 2027. Public consultation on these draft amendments…

The Economic Times

Central Bank of India mobilises $250 million under FCNR (B) window: CEO Kalyan Kumar

Central Bank of India has successfully mobilized $250 million under the RBI's FCNR-B window, surpassing its internal target of $100 million for July. The bank raised these funds through its GIFT City branch and aims for $400 million by September. The Reserve Bank of India introduced this special window to…

The Economic Times

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361% return on SGB premature redemption date: Gold bond turns Rs 1 lakh investment into Rs 4.61 lakh

SGB premature redemption date: The Reserve Bank of India has announced the premature redemption price for the SGB 2018-19 Series VI, allowing investors to redeem their bonds starting August 12, 2026, after a five-year term. Investors stand to gain substantial returns on their initial capital.

The Economic Times

Canara Bank, Bank of Baroda increase lending rates: Why loan EMIs for these borrowers may rise after hikes

Bank of Baroda and Canara Bank have raised their lending rates. These banks increased their Marginal Cost of Funds Based Lending Rates by up to ten basis points. The revised rates for both banks become effective from August 12, 2026. Borrowers with loans linked to MCLR may see their interest…

The Economic Times

Not much concerned on proposed NBFC norms, revolving credit exposure below 5%: Tata Capital CEO

Tata Capital's revolving credit exposure remains below five percent of its total lending. The company will submit its feedback to the Reserve Bank of India on proposed new regulations. These draft norms suggest non-banking finance companies should not offer revolving credit products. Tata Capital's managing director stated the current exposure…

The Economic Times

State Bank of India returns to dollar debt market, bankers see strong demand

State Bank of India is set to re-enter the dollar bond market, marking its first appearance in nearly a year. The nation's leading financial institution foresees strong investor interest in its five-year bond offer. This decision comes in the wake of the Reserve Bank of India's launch of a swap…

The Economic Times

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RBI curbs on NBFC flexi credit may push lenders towards bullet loans, raise costs: Kotak

The Reserve Bank of India's (RBI) proposed restrictions on revolving credit facilities offered by non-banking financial companies (NBFCs) may increase operational challenges for lenders, reduce their returns and raise costs for borrowers, Kotak Institutional Equities said in a report.

The Economic Times

Rupee retreats to near two-week low, closes at 95.43 vs USD as US-Iran standoff pushes oil higher

The Indian rupee tumbled to a two-week low on Tuesday as surging oil prices and waning optimism regarding a U.S.-Iran deal pressured the currency. The Reserve Bank of India stepped in to mitigate the rupee's decline, yet both the Nifty 50 and benchmark bonds experienced downturns. Attention is now on…

The Economic Times

Independence Day 2026: Sabse bada rupaiyah! The rupee's journey to becoming truly Indian

Know about history of Indian rupee: India's currency evolved from diverse regional money to a unified rupee. The Reserve Bank of India was established in 1935 to manage currency issuance. Decimalisation in 1957 changed how Indians counted their money. Today, digital payments and CBDC are transforming transactions. Polymer banknotes are…

The Economic Times

Sovereign Gold Bond premature redemption date today: Check August 11, 2026, SGB redemption price, returns on Rs 1 investments

Sovereign Gold Bond: The Reserve Bank of India has revealed the redemption prices for select gold bond series, which can be redeemed prematurely after a five-year period from their issuance. The redemption amount is determined by taking a three-day average of gold prices.

The Economic Times

Rupee falls 8 paise to 95.38 against US dollar in early trade

In early trading on Tuesday, the rupee fell by eight paise against the US dollar, closing at 95.30 from the previous day. Ongoing tensions in West Asia have heightened market anxiety, leading to soaring crude oil prices. This uncertainty pressured domestic equity markets as well. Nonetheless, the Reserve Bank of…

The Economic Times

Rupee weakness cushioned by central bank intervention, shorts grow wary

The Indian rupee ended the day with minimal fluctuations, influenced primarily by oil market dynamics and moves from the central bank. State-owned banks reportedly intervened by supplying dollars on behalf of the Reserve Bank of India, helping to buffer the currency against rising oil costs and global tensions. Traders are…

The Economic Times

Foreign flows into Indian bonds may remain muted despite tax relief: SBI Funds

Foreign investment in Indian government bonds is projected to stay subdued as global yields alongside domestic interest rates reduce investor attraction. The postponement of India's inclusion in global bond indices further curbs foreign portfolio investments. The Reserve Bank of India is anticipated to keep interest rates steady for a considerable…

The Economic Times

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The Economic Times

NBFC gold loans continue near 70% growth, reach Rs 3.41 lakh crore in June: RBI

Non-banking financial companies saw gold-backed lending grow nearly seventy percent year-on-year. This strong expansion continued into June 2026, outpacing overall retail loan growth. Housing and vehicle loans also displayed robust credit growth during this period. The Reserve Bank of India strengthened regulations for gold and silver collateral loans. Credit to…

The Economic Times

Indian bonds clock first weekly rise in five on dovish RBI, easing crude

Indian government bonds finished the week with little change on Friday, yet celebrated their first gain in five weeks. A decline in oil prices and a calming tone from the central bank helped elevate demand for these bonds. The Reserve Bank of India opted to keep its repo rate steady,…

The Economic Times

India's forex reserves jump $10.5 billion to over two-month high of $692.87 billion as of July 31

India's foreign exchange reserves saw a significant rise of over ten billion dollars. This surge pushed the nation's reserves to their highest point in more than two months. Foreign currency assets, the largest reserve component, increased substantially during the reporting week. Gold reserves also registered a notable gain, contributing to…

The Economic Times

Rupee nudges up on-week; traders stay cautious as oil firms, US payrolls loom

The Indian rupee maintained stability on Friday, showing a small improvement over the week. The central bank's intervention helped alleviate the impact of higher oil prices and market hesitance. Significant inflows from balance of payments strategies fortified the Reserve Bank of India’s defenses. Investors are now keenly awaiting essential U.S.…

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The Economic Times

RBI allows gradual device restrictions for EMI defaults, eases recovery agent disclosure norms

The Reserve Bank of India will permit lenders to restrict devices bought on EMI financing. These restrictions will be gradual and only after a loan is significantly overdue. Incoming calls and emergency functions will remain accessible to borrowers. Disclosure requirements for recovery agents have also been eased by the central…

The Economic Times

RBI changes loan recovery rules:: No harassment, recorded calls, strict recovery agent code & more

The Reserve Bank of India has announced new guidelines for loan recovery starting in January 2027. These regulations require that banks properly train recovery agents while ensuring they adhere to professional standards during the process. Borrowers will receive notifications regarding the recovery agents assigned to them, and all communications will…

The Economic Times

200% return on SGB premature redemption date: Gold bond turns Rs 1 lakh investment into nearly Rs 3 lakh

The Reserve Bank of India has announced the redemption price for the SGB 2020-21 Series-XI, set at Rs 14,564 per unit. Investors seeking to redeem their bonds beforehand can do so starting August 7, 2026, after a five-year term.

The Economic Times

Indian bonds buckle under oil spike, fresh debt sale

Indian government bonds declined early Friday, reversing some weekly gains. Higher oil prices and global rate fears impacted investor sentiment before a large debt sale. New Delhi plans to raise 320 billion rupees through bond auctions later today. The benchmark Brent crude contract saw a significant price increase since Tuesday.…

The Economic Times

RBI bars banks from disabling mobile devices of defaulting borrowers

Banks cannot disable borrower mobile phones and laptops for loan recovery. This new rule applies unless the devices themselves were financed by lenders. The Reserve Bank of India announced these regulations will take effect January 1, 2027. Banks must adopt a gradual approach when disabling devices, not immediately. Essential functions…

The Economic Times

Tata Sons faces continued listing uncertainty after RBI classification

The Reserve Bank of India has placed Tata Sons under intensified regulatory oversight. This designation will not influence its ongoing bid to relinquish its NBFC license. Tata Sons had cleared its debts and sought deregistration approximately two years ago. The regulator is expected not to mandate a listing until the…

The Economic Times

RBI classifies Tata Sons as Upper-Layer NBFC under revised framework

The Reserve Bank of India has classified Tata Sons as an Upper Layer NBFC. This classification follows revised norms for financial companies with significant assets. Tata Sons now faces enhanced regulatory and supervisory scrutiny from the central bank. The company must also comply with listing requirements within three years. This…

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