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The Latest Breaking News from Nikhil Rathi

Boss of City regulator accused of threatening consumer group over £9.1bn car loan scheme

FCA chief, Nikhil Rathi, warned of ‘adverse consequences’ if challenge made to settlement, court filings allege

The Guardian - UK · Sep 1

Regulator to review later life mortgages as Britons face retirement shortfall

About two in five people are currently undersaving for retirement

The Independent UK · Mar 20

Later life mortgages to be put under spotlight by City regulator

Lifetime and retirement interest only mortgages could play a greater role in future, the Financial Conduct Authority said.

Evening Standard · Mar 20

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FCA prepared to tweak car loan compensation scheme after pushback, boss says

The Financial Conduct Authority’s consultation on its proposed motor finance redress scheme closed last week, with more than 1,000 responses.

Evening Standard · Dec 16, 2025

Forcing UK banks to support credit unions would help keep loan sharks at bay

High street banks dodged a windfall tax – now they should invest in growth of local lenders

The Guardian - UK · Dec 7, 2025

Regulators to announce plans to bolster mutuals after Labour vows to double £223bn sector

Bank of England and FCA to join city minister in Rochdale amid plans to streamline regulation and expand expert support

The Guardian - UK · Dec 5, 2025

Banks can now lend £30,000 more to average mortgage borrower, says FCA boss

Chief executive Nikhil Rathi said the changes are ‘a risk worth taking, allowing more people the security that comes with home ownership’.

Evening Standard · Nov 4, 2025

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Rachel Reeves tells private equity bosses she plans to shut down more regulators

Chancellor stopped short of saying which regulators were in government’s crosshairs

The Guardian - UK · Sep 10, 2025

FCA warns car finance firms over ‘lost’ data amid £18bn compensation scheme

City regulator says it will challenge lenders claiming not to have records about mis-sold car loans

The Guardian - UK · Sep 9, 2025

Car finance deal compensation could start next year, says FCA boss

Nikhil Rathi, chief executive of the Financial Conduct Authority, said he hopes that most payouts to drivers will be made during 2026.

Evening Standard · Sep 9, 2025

FCA ‘focused on proportionate and workable’ motor finance solutions

FCA chief executive Nikhil Rathi said the body recognised the record keeping challenge for some firms.

Evening Standard · Sep 5, 2025

Car finance mis-selling payout scheme could cost billions, says FCA

The Supreme Court ruled that hidden commissions from lenders to dealers on car loans were not unlawful

The Independent UK · Aug 3, 2025

Rules that protect UK homeowners from repossessions may be scrapped

FCA boss says mortgage charter up for review amid pressure from the chancellor to remove red tape for firms

The Guardian - UK · Jun 26, 2025

Social media giants can ‘get on’ and tackle fraud cases, says City watchdog

The Financial Conduct Authority said fraud was set to become one of the most ‘profound issues’ facing regulators.

Evening Standard · Jun 10, 2025

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Evening Standard · Apr 10, 2025

Financial Conduct Authority chief Nikhil Rathi reappointed for second term

The Treasury confirmed that Mr Rathi will keep the role for another five years after his current term ends in September.

Evening Standard · Mar 25, 2025

FCA boss highlights issue of young people turning to crypto for investments

Financial Conduct Authority boss Nikhil Rathi said people risked losing their money.

Evening Standard · Mar 25, 2025

‘Healthy debate’ needed around risks and benefits of drive for growth – FCA boss

Nikhil Rathi highlighted how growth could benefit people and businesses long-term, but also said ‘one or two more things’ could go wrong.

The Guardian - UK · Mar 12, 2025

Timid FCA has retreated too far on its ‘name and shame’ proposals

An uncontentious improvement has been lost for the sake of protecting City competitiveness. No wonder consumer groups are dismayed

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The Guardian - UK · Mar 12, 2025

Financial watchdog scraps plan to ‘name and shame’ UK firms under investigation

FCA move follows longstanding pressure against new public interest test for announcing investigations

Evening Standard · Mar 7, 2025

Regulator pledges ‘swift action’ to support home ownership

Among the steps it is taking, the Financial Conduct Authority will open a public discussion on the future of the mortgage market in June.

The Independent UK · Jan 23, 2025

Watchdog warns Rachel Reeves looser lending for first time buyers could mean home repossessions double

Chief Executive Nikhil Rathi told MPs that any move to make borrowing easier for first time buyers could lead to the rise of people ultimately losing their homes

The Guardian - UK · Jan 19, 2025

Uncertainty over UK car finance scandal is putting off investors, warn CEOs

Industry figures say unknown compensation bill makes it ‘difficult to operate’ owing to fears of ‘retrospection’

The Guardian - UK · Jan 17, 2025

UK mortgage rules could be eased to increase growth

FCA also aims to change law to try to prevent a repeat of mass compensation schemes for consumers such as PPI

The Independent UK · Jan 17, 2025

Mortgage and contactless rules could be shaken up under FCA plans

The plans outlined by the regulator could help homebuyers to secure a property.

The Guardian - UK · Jan 8, 2025

Shein’s silence is farcical. It must answer fair questions if it wants a London listing

The fast-fashion retailer’s reluctance to disclose information about its supply chain in China won’t wash

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