The Latest Breaking News from Brian Schmehil

I Want to Help Pay for My Grandkids' College. Should I Make a Lump-Sum 529 Plan Contribution or Spread Funds out Through the Years?

Is it better to make a lump-sum contribution up front or spread funds out through the years? We asked a college savings professional and a financial planner for their advice.

Kiplinger · Nov 2, 2025

The 2-Year IRMAA Rule Blindsided You, Spiking Your Medicare Costs. Now What?

A sudden spike in your income can trigger costly Medicare surcharges two years down the road. Here is how affluent retirees can protect their wealth.

Kiplinger · Aug 13, 2025

IRA Conversion to Roth: Rules to Convert an IRA or 401(k) to a Roth IRA

An IRA conversion can give you a leg-up in retirement with tax-free income. But proceed with caution.

Kiplinger · Mar 20, 2025