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The Average Retirement Savings by Age

Think you may have more retirement savings than your peers? Here's your answer.

Kiplinger · Jun 11, 2025

What If Social Security Was Designed to Make You Poorer?

For decades, Americans have been taught to see Social Security as a reliable safety net—a hard-earned reward for a lifetime of work. And for many, it feels like the only thing standing between them and poverty in old age. But what if Social Security isn’t the salvation it appears to…

Clever Dude · Jun 11, 2025

8 Clues You’ll Never Take Your Things Out of Storage and It’s Costing You Your Retirement

If you’re like millions of Americans, you might have a storage unit filled with things you rarely think about. Maybe you planned to use those items “someday,” or you just needed a temporary solution during a move. But here’s the hard truth: the longer your stuff sits in storage, the…

The Free Financial Advisor · Jun 11, 2025

8 Money Rules Every Two-Income Household Needs to Avoid Financial Chaos

Having a two-income household is necessary for many families in the United States today. For some people, having two incomes might sound like a dream. In theory, two incomes would make finances a non-issue, right? Well, I’m here to tell you that a two-income household can quickly fall into financial…

Clever Dude · Jun 9, 2025

10 Times DIY Cost People More Than Hiring a Professional

Trying to save money with a do-it-yourself approach can be tempting, especially when you see countless tutorials and success stories online. But sometimes, DIY cost ends up being much higher than simply hiring a professional. From home repairs to financial planning, the risks of going it alone can lead to…

Clever Dude · Jun 9, 2025

7 Things Wealthy Families Do With Their Money That Would Shock You

We all wonder what wealthy families do differently with their money. Is it just about having more, or are there secret strategies that set them apart? The truth is, wealthy families often make financial moves that seem counterintuitive or even shocking to the average person. Understanding these habits isn’t just…

Clever Dude · Jun 9, 2025

What does the change to the winter fuel payment mean for pensioners?

The government is reinstating the winter fuel payment to most pensioners in England and Wales. We explain how it will work based on individual and household incomes

The Guardian - UK · Jun 9, 2025

How to Create a Retirement Plan Without a 401(k)

Planning for retirement can feel overwhelming, especially if you don’t have access to a 401(k) through your employer. Maybe you’re self-employed, work for a small business, or simply want more control over your financial future. The good news? You can still build a solid retirement plan without a 401(k). With…

The Free Financial Advisor · Jun 9, 2025

7 Retirement Planning Mistakes to Avoid in Your 30s

Retirement planning might seem like a distant concern when you’re in your 30s, but the choices you make now can shape your financial freedom decades down the road. Many people in their 30s are juggling career growth, family responsibilities, and maybe even a mortgage, so it’s easy to put retirement…

The Free Financial Advisor · Jun 9, 2025

Eight Estate Planning Steps to Protect Your Loved Ones (and Your Legacy)

Two-thirds of Americans don't have an estate plan. If you're one of them, these are the essential steps to take now to prevent problems for your family later.

Kiplinger · Jun 9, 2025