What’s the percentage rule for budgeting? Finance experts Rajan Lakhani and Matthew Parden explain the percentage rule and how effective it is when it comes to managing money. The Independent UK · Sep 19, 2025
DWP Payment Boost 2025: Major Changes Brought By The UK Benefits System Could Mean Up To £4,300 Increase For Older Couples The DWP will raise benefits and pensions in April 2025, while older couples eligible for but not claiming Pension Credit could gain up to £4,300 more annually. International Business Times UK · Sep 19, 2025
Bryan Kocen: Retirement Isn't a Number — It's a Strategy Whether you're years away from retiring or already on the cusp, Bryan Kocen says that the key is to stay proactive, adaptable, and aligned with your goals. International Business Times · Sep 19, 2025
How the Rich Persuade Others to Help Them Realize Their Dreams and Build Their Wealth If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No... Saving Advice · Sep 18, 2025
Could a Patient Advocate Save More Than Your HSA Ever Could? Health Savings Accounts (HSAs) are often praised as one of the smartest financial tools for retirees. They offer tax advantages, long-term growth, and a way... Saving Advice · Sep 18, 2025
New IRS Start Date for Mandatory Roth Catch-Up Contributions The IRS has clarified some questions surrounding new catch-up contribution rules for retirement savings plans. Kiplinger · Sep 18, 2025
Is Your IRMAA Appeal Strong Enough—or Missing One Key Document? Retirees with higher incomes often face an unpleasant surprise: Medicare surcharges called IRMAA (Income-Related Monthly Adjustment Amount). These add significant costs to Part B and... Saving Advice · Sep 18, 2025
8 Social Security Overpayment Shocks—and How to Respond Social Security is supposed to provide stability in retirement. Retirees count on monthly deposits as a predictable income to cover living expenses. That’s why receiving... Saving Advice · Sep 18, 2025
Could a Credit Freeze Hurt Your Mortgage Refi Timing? Credit freezes are one of the strongest defenses against identity theft. They block lenders from pulling your report, stopping thieves from opening accounts in your... Saving Advice · Sep 18, 2025
Average Spending by Age for Those 55 and Up: How Do You Compare? Are you overspending in retirement? See how average household spending shifts from age 55 to 75+ across housing, healthcare and transportation. Kiplinger · Sep 18, 2025
7 Emotional Reasons Boomers Struggle To Downsize Even When Broke The math seems simple. A large, empty house costs a fortune to maintain. Selling it could fund a comfortable retirement. Yet, countless boomers remain in homes they can no longer afford. This decision baffles their adult children. It isn’t about logic; it’s about emotion. The reasons they struggle to downsize… Budget and the Bees · Sep 18, 2025
Why Do Men Refuse to Talk About Retirement Until It’s Too Late It’s a scene that plays out in homes everywhere. One partner tries to bring up retirement planning. The other partner changes the subject, cracks a joke, or simply walks away. Frustratingly, it’s often men who refuse to talk about retirement. This avoidance can feel like a personal rejection. It leaves… Budget and the Bees · Sep 18, 2025
I’m Not Worried About Saving for Retirement; I’ll Just Work Forever. What Can Go Wrong? Here's why that approach to saving for retirement doesn't always work out. Kiplinger · Sep 18, 2025
Qatar Airways discount codes - in September 2025 Get up to with our verified Qatar Airways discount codes and vouchers, each hand-tested by our savings experts. Marie Claire · Sep 18, 2025
Everybody Loves Your Money · Sep 18, 2025 6 Outdated Financial Tips That Are Still Circulating Online Money advice spreads like wildfire online, but not all of it deserves your attention. Some of the financial “wisdom” floating around is so stale it should come with an expiration date. The problem is, old tips keep popping up in blogs, videos, and social feeds, tricking people into thinking they’re…
The Independent UK · Sep 18, 2025 Lifetime Isa savers clobbered with £102 million in withdrawal charges A withdrawal charge of 25% may apply if someone withdraws cash or assets
The Independent UK · Sep 18, 2025 Lifetime Isa savers ‘clobbered’ with £102m of withdrawal charges in 2024/25 A charge of 25% may apply if someone withdraws cash or assets for any reason other than buying a first home or retirement.
Kiplinger · Sep 18, 2025 Your State (and Trump) Wants to Help You Save for Retirement. Here's How Maximize your retirement savings by setting up a state-sponsored auto-IRA. And with Trump's newly announced plan, you might even get a match on 401(k) funds in 2027.
Kiplinger · Sep 18, 2025 Wages Aren't Keeping Up With Inflation: A Financial Adviser's Tips to Bridge the Gap While we can't control inflation, there are some simple things each of us can do to help keep our heads above water.
Saving Advice · Sep 17, 2025 7 Reverse-Mortgage Facts That Make or Break the Decision Reverse mortgages are often advertised as a way for retirees to unlock home equity without selling. They promise extra cash, no monthly payments, and the...
Saving Advice · Sep 17, 2025 Could Energy Upgrades Pay Back Faster Than Your Bond Fund? Retirees often look to bonds for steady, reliable returns. But with interest rates fluctuating and inflation eating into yields, even safe bonds don’t always keep...
Saving Advice · Sep 17, 2025 8 “Cheap Now, Expensive Later” Home Repairs to Avoid When something breaks at home, the temptation is to choose the cheapest fix. Retirees on fixed incomes often look for short-term savings, especially on maintenance....
Everybody Loves Your Money · Sep 17, 2025 Could Ignoring Your Student Loans Ruin Your Social Security? For many, student loans are the beast lurking in the financial shadows, always there, always looming. But what happens when ignoring that beast leads to even bigger consequences down the road? You may be cruising through life thinking, “Hey, I’m doing fine,” but the truth is, your student loan debt…
Everybody Loves Your Money · Sep 17, 2025 10 Household Habits That End Up Costing Thousands a Year Every home hides a few sneaky money drains that quietly eat away at the budget. The culprits aren’t always obvious luxuries like new gadgets or weekend splurges. Instead, it’s the daily habits, the tiny conveniences, and the unnoticed oversights that quietly rack up into serious annual costs.
Saving Advice · Sep 17, 2025 9 Home-Equity Strategies That Don’t Risk Losing the House For many retirees, home equity is their largest untapped asset. The temptation to turn it into cash is strong, especially when budgets feel tight. But...