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The Latest Breaking News from Saving Advice

5 of the Cheapest Prescription Drugs in America — and How Patients Are Still Overpaying for Them

When you hand your insurance card to the pharmacist, you generally assume you are getting the best possible deal on your medication. The entire premise...

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5 Tax Deductions Seniors Should Stop Claiming Immediately to Avoid the 2026 IRS Crackdown

As the 2026 tax filing season approaches, many seniors are operating on “autopilot,” planning to claim the same deductions they have used for the last...

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6 Outpatient Services With New Cost-Sharing Rules

If you have visited a specialist or an urgent care center in January 2026, you might have noticed a disturbing trend: your “fixed” copay has...

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Why More Older Travelers Are Being Hit With a New $45 TSA Fee at Airports

If you haven’t flown since the holidays last year, you might be in for a rude awakening at the airport security checkpoint this month. While...

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Why More Americans Are Claiming Social Security at 62 — Even Though They Were Told Not To

For decades, the golden rule of retirement planning was simple: Wait. Financial advisors have long preached that delaying Social Security until age 70 is the...

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These 5 Prescription Drug Changes Quietly Took Effect This Year — and Patients Are Just Noticing

If you walked into a pharmacy this January expecting to see the “lower prices” promised by the Inflation Reduction Act, you might have left confused—or...

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5 Preventive Services Losing Preferred Status

For over a decade, the Affordable Care Act (ACA) promised a simple deal: specific “Preventive Services” (like your annual physical, mammograms, and colonoscopies) would be...

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6 Ways Seniors Are Getting Less From Their Benefits in 2026 — Even After the COLA Increase

It’s January, and the letters from the Social Security Administration have officially hit mailboxes. On paper, the news looks decent: a 2.8% Cost-of-Living Adjustment (COLA)...

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The $184,500 Working Trap: The “Invisible” Tax That Just Started Hitting Seniors Who Haven’t Fully Retired

The concept of “unretirement” is booming in 2026. Whether driven by boredom or the need to combat inflation, millions of seniors are returning to the...

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Patients Are Being Charged Just to Access Their Own Medical Records — Here’s What Changed

For years, the rule of thumb was simple: your medical data belongs to you. Under federal law, accessing it was supposed to be easy and,...

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What Questions Should You Ask a Financial Advisor Before Signing On?

As we get older, managing money becomes more complex. Retirement accounts, Social Security, Medicare, estate planning—it’s a lot to juggle. That’s where a good financial...

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7 Social Security Dates You Should Mark on Your Calendar

Social Security can feel “set it and forget it” until a deposit shows up late, a Medicare deduction changes, or a tax form doesn’t arrive...

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12 Little Known Websites For Any Kind of Help You Need

When life gets expensive fast, the hardest part isn’t always the money—it’s knowing where to start. A lot of real assistance exists, but it’s scattered...

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Are You Accountable for Social Security Taxes You Didn’t Expect

You can do everything “right” and still get blindsided by a bigger tax bill than you planned for. It usually happens when your income changes,...

Saving Advice

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news in one place.

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Saving Advice

6 Coverage Exceptions That Are Harder to Get Approved

If you have ever received a letter from your insurance company saying a drug is “non-formulary” or “requires a tier exception,” you know the frustration...

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Elderly Wills Require Mental Capacity: Georgia Law Allows Even Cognitively Declining Seniors to Execute If “Rational Desire” Exists

It is a scenario playing out in probate courts across Atlanta, Savannah, and Macon with increasing frequency in 2026. A family discovers that their elderly...

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7 Therapy Services Facing Reduced Visit Caps

Recovering from a stroke, a knee replacement, or a severe fall takes time—often months of consistent effort. But in 2026, “time” is exactly what insurance...

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Retirees Are Raving About These 13 Amazon Finds—But They’re Selling Out Fast

As more retirees embrace the ease of online shopping, Amazon has become a go-to destination for practical, affordable, and even life-enhancing products. Whether you’re looking...

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Saving Advice

The Gospel of Rumi

The Gospel of Rumi Written by Barbara Huson Yoga class began with the teacher saying, “Hold out your hands to receive something you truly desire.”...

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Insurance Claim Audits Are Targeting Older Accounts

For most patients, an “Explanation of Benefits” (EOB) that says “Paid” feels like the finish line. You file the paper away and assume the transaction...

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How to Start the Baby Steps When You Are Already Behind on Bills

Dear Dave, I’ve been listening to your radio show, and as a result I’ve decided I’m tired of living paycheck-to-paycheck and being broke all the...

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6 Medicare Enrollment Records That Need Correction Early

In the digital ecosystem of 2026, your access to healthcare depends entirely on the accuracy of the data stored in federal servers. While most seniors...

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Time Wealth

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No...

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Hundreds of Thousands of Murderers Roaming The Streets

Cutting The Urban Speed Limit To 10 Miles An Hour January 13, 2026 On last night’s CBS Evening News, Trump said “we have hundreds of...

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Setting High Expectations is a Poor Person Habit

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No...

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