If you collect Social Security, there are two important dates to note. Friday, Sept. 11, the Bureau of Labor Statistics releases its official August inflation data — the second of three months that set next year’s raise. Wednesday, Oct. 14, the Social Security Administration is expected to announce the official 2027 cost-of-living adjustment, or COLA.
Until then, how much of a COLA you’ll receive is still an estimate. Independent analyst Mary Johnson has it near 3.4%. AARP is at 3.5%. The Senior Citizens League, a nonpartisan seniors group, is at 3.6%. All three sit above the 2.8% COLA that began with January 2026 checks. None of these estimates are official.