You, an Honest Driver, Are Paying for Insurance Fraud Schemes: What You Can Do About It

A woman uses her phone to take photos of her damaged car after an accident.

I came across a video recently from personal injury attorney Mike Rafi that laid out one of the most blatant insurance fraud schemes I can remember seeing — minus the guy dressed in a gorilla suit tearing up a car.

It's called Operation Sideswipe, and if you're wondering why, at least in part, your insurance premiums keep going up, this case is a pretty good place to start.