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Daily Mirror
Daily Mirror
National
Katie Weston

Woman who claimed compensation for whiplash caught climbing Sydney Harbour Bridge

A woman who told a doctor she couldn't exercise due to whiplash, and was then caught scaling Sydney Harbour Bridge, has been handed a £20,000 fine.

Lois Cartridge had minor soft tissue injuries after being involved in a car crash as a backseat passenger in November 2018, but reportedly went on to exaggerate her symptoms to boost her compensation claim.

The 24-year-old from Bournemouth, Dorset, told a doctor who examined her just over six months after the accident that she was still so badly injured she was "prevented" from exercising.

But her Facebook posts were later examined by investigators from Liverpool Victoria - the insurers of the other motorist involved in the crash.

They revealed that she had completed a 5km obstacle race the same day she saw the doctor, and shortly afterwards scaled the 440ft-high arch bridge in Sydney while travelling with her boyfriend.

Lois suffered minor soft tissue injuries after being involved in a car crash (Champion News)
She went on to exaggerate her symptoms to boost her compensation claim (Champion News)

Ms Cartridge, an account handler with an insurance broker, admitted exaggerating her symptoms.

She was handed a suspended 16-week jail term and £20,000 in lawyers' bills for contempt of court at the High Court in London.

Paul Higgins, for LV, told Judge Richard Pearce that Ms Cartridge claimed she had "tenderness" and "restricted movement" in her back and neck, which stopped her exercising and carrying out normal household tasks, including ironing.

But alarm bells rang when insurance investigators looked at her social media posts, he said.

One day after the accident, she posted that she had been shopping and on a dinner date, he said, adding: "On December 5, 2018, she posted a status update stating 'can't get much better' alongside a photo showing what appears to be her swimming with dolphins.

"On June 1 2019, notably that same day she was medically examined, she posted a status update stating 'soo...we completed the 5k inflatable run this morning ... and I can now say I'm never doing anything like that again' along with a photo which appears to show her and four others with medals around their necks.

The 440ft-high arch bridge in Sydney (Getty Images)

"On June 12, 2019, she was tagged in a status update at Heathrow Terminal 3, stating: 'Australia bound - happy 21st Lois Marie Cartridge'.

"On June 16, she posted a status update at Bridge Climb Sydney, stating: 'Time to climb the bridge' and she was tagged in another status update stating 'cool night doing the Sydney bridge climb'."

Ms Cartidge had told the doctor "that she normally engages in regular sporting and leisure activities, including swimming, training in the gym and walking" and that at the time of the examination, "these continue to be prevented as a result of her symptoms".

She also told the doctor that she had problems with cleaning, cooking, DIY, dressing, driving, ironing, self-care and vacuuming.

The barrister told the judge: "It is respectfully not possible to reconcile walking and training in the gym being prevented with an ability to complete a 5km run involving a number of obstacles, or to understand how swimming was prevented if she was fit enough to enjoy snorkelling.

"It is not possible to reconcile this list of alleged difficulties with her social media material or the completion of a 5km obstacle run.

"She had completed the inflatable run immediately before the examination."

She has now been handed £20,000 in lawyers' bills for contempt of court at the High Court (file photo) in London (AFP via Getty Images)

He asked the judge to jail her and to make her pay the estimated £20,000 costs of the case.

But Andrew Mckie, for Ms Cartridge, asked the judge for mercy, telling him she would lose her job because of what she had done.

"She has apologised to the court and does so again," he said.

"She is deeply remorseful that this has happened, it is her first offence, she is young and this episode has had a deep impact on her emotional, financial and professional wellbeing.

"She will lose her job and career in insurance over this."

Judge Pearce, sentencing, said: "This is exaggeration, not invention, but a custodial sentence is inevitable.

"I do not wish to give out the message that simply because somebody is of good character and in employment they can expect to get away with it. However, I also cannot ignore any of those factors.

"I have been impressed with her straightforward apology to the court and I take into account that this finding will have serious financial consequences for her."

He handed her a 16-week jail term, suspended for a year, for contempt of court.

He also ordered her to pay £10,000 on account of an estimated £20,000 legal costs bill within 14 days.

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