Kalangummukal, Ward 32 of the Punalur municipality, is a nondescript rural part mostly populated by underprivileged families. But now it will be Kerala’s first fully insured ward as 1,382 residents in the five to 70 age group will be eligible for insurance coverage against accidental death and disability.
An initiative of ward councillor G. Jayaprakash, the entire ward has an insurance coverage of over ₹13.82 crore under a plan provided by United India Insurance, a public sector company.
“All permanent and temporary residents of the ward have been offered the financial safety net of insurance coverage. Documents have been printed and the policies will be handed over to them by next week. This is a first-of-its-kind initiative in the country,” says Mr. Jayaprakash.