
If you’ve seen headlines claiming Social Security could run out of money soon, you’re not alone, and it’s enough to make anyone nervous. For millions of retirees and those nearing retirement, the idea of benefits disappearing overnight is a real fear. While the system does face serious financial challenges, the situation is often misunderstood. The Social Security trust fund is not expected to vanish in 2027, but there are important changes on the horizon. Here’s what you need to know.