Will RMDs ruin the 4% rule for you in retirement? It's quite possible if you have a good chunk of your retirement savings in traditional accounts. To some degree, building that retirement nest egg is easy. You set aside money each month to go into your IRA or 401(k), invest it in an S&P 500 index fund or collection of stocks, and wait for it to compound.
It’s managing your savings in retirement that’s the tricky part.
