
Editor's note: This is part two of a two-part series that looks at the best ways to ensure an inheritance creates financial freedom, not a financial burden. Part one is Will Your Children's Inheritance Set Them Free or Tie Them Up?
At age 18, my client — let's call her Josie — received a trust that provided thousands of dollars a month in inheritance, more than enough to ensure she'd never have to work. So, she didn't.