The word itself is the argument
Tirtha comes from the Sanskrit root tri, meaning to cross. A tirtha was, first and literally, a ford, a shallow place in a river where you could get to the other side without drowning. The word carried no mysticism at the start. It was practical geography. The river was real, the crossing was real, and the other bank was the point.What happened over centuries is that the word migrated inward. The Mahabharata's Tirtha Yatra Parva, the long section in the Vana Parva devoted to pilgrimage, does something unusual for a text that lists hundreds of sacred sites by name and promised merit: it keeps interrupting itself to say that the outer journey is incomplete without something the pilgrim carries in. The sage Pulastya, instructing Bhishma, lists tirtha after tirtha, Pushkara, Prayaga, Kurukshetra, and then states plainly that a person of impure mind gains nothing at any of them. The sacred site is not the destination. The site is a condition. What you do with the condition is yours.This is not a metaphor layered onto the geography. It is what the word was always pointing at.