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Salon
Salon
Politics
Chitra Marti

Why planning for retirement is so hard

Lately my dad has been ending our calls by asking after my IRA (my Individual Retirement Account). I’m not sure why.

Saving for retirement can feel like burning money. It's not like I've met Future Chitra; I can't tell you what her preferences are, what the world she lives in looks like, or, in my most depressing moments, whether the world she lives in is one she looks forward to. Add to that the fact that saving for retirement is, in the U.S., a lot of work, and the whole thing seems like a futile exercise. 

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