
Medicare fraud isn’t new, but it’s becoming more sophisticated—and more costly. Criminals are now using advanced technology, identity theft, and even fake healthcare providers to exploit retirees. The Centers for Medicare & Medicaid Services (CMS) estimates that billions are lost every year to fraudulent billing and scams. Seniors often don’t realize they’ve been targeted until months later, when their coverage is denied or personal data has already been stolen. Understanding how modern scams work is the first line of defense in protecting your benefits and identity.