It might seem harmless to leave a savings account untouched for a while. After all, it’s “saving,” right? But if your account sits idle for too long, banks don’t just ignore it. In fact, many financial institutions begin flagging accounts after about 12 months of no activity, triggering a chain of events most people don’t see coming. From fees to restricted access (and eventually losing control of your money entirely), the risks are real. So, why do banks start flagging bank accounts after 12 months? And what does that mean for you?
