In recent years, reverse mortgages have reemerged as a heavily marketed financial product for older Americans. Commercials featuring trusted celebrity spokespeople highlight them as a solution to retirement income struggles. Lenders are increasingly targeting retirees who may be worried about inflation, rising health care costs, or outliving their savings. While reverse mortgages can offer real benefits, they also carry risks that are not always made clear. Understanding why these products are being pushed so hard right now can help retirees make informed financial decisions.
