
With energy prices on the rise and colder months ahead, it’s no surprise that many people are feeling added pressure around their finances. According to personal finance expert and head of money at Plum, Rajan Lakhani, the autumn period often brings higher costs as households spend more on heating, food, and even small comforts like hot drinks.
“The key is to stay mindful of your spending and make use of the technology that can help you manage it,” he explains. Lakhani emphasises that the most important step is to start small as gradual changes can build momentum over time.