Question: I'm 60, and my husband is 62. He wants to claim Social Security, retire, and start using our $2.4 million nest egg because his parents died in their early 70s. He has a strong case of FOMO (fear of missing out) because he assumes he'll have only another decade left. On the other hand, my parents, grandparents and many ancestors lived into their 90s, so I feel I should plan for longevity. How do we reconcile this?
Answer: Even if you and your spouse manage to align on most financial decisions in life, there's one big one you might disagree on — retirement. It's not unusual for one spouse to feel ready to retire while the other feels it's too soon.
